toggle menu
Banco Interamericano de Desarrollo
Región en Blanco y Negro

Cinco formas en las que el cambio climático afecta el sistema financiero

to

En el parecer colectivo el cambio climático afecta a los gobiernos, empresas e individuos y son estos los que deben actuar. No obstante, el sector financiero también puede sufrir impactos, lo que genera oportunidades para actuar y evitar pérdidas relacionadas al cambio climático.

A continuación, les mostramos 5 razones que deben tener en cuenta los inversionistas en relación al cambio climático:

1 La disminución de la rentabilidad de inversiones por reducciones en la productividad de diferentes sectores, afectados por una mayor incidencia y frecuencia de eventos extremos como inundaciones y sequías. También ocurren pérdidas o daños de activos, aquejando a inversionistas y al sector de seguros que incurre en mayor pago por indemnizaciones.

Cambio en el valor, niveles de utilización y vida útil de activos intensivos en carbono, por compromisos y políticas que tienen metas establecidas sobre la reducción de emisiones. El logro del nuevo acuerdo global en #COP21, para llegar a la meta global de estabilización climática de 2°C representa que no se podrían quemar hasta un 80% de las reservas de gas, carbón y petróleo de empresas cotizadas en la bolsa. En el sector eléctrico, se estima que no se recuperaría el 40% de la inversión inicial en nueva capacidad generada por combustibles fósiles.

Cambios en patrones de consumo mediante tendencias que reconocen empresas o productos que producen de acuerdo a ciertos estándares. En Inglaterra se ha registrado un crecimiento en la demanda de productos y servicios que generan bajos niveles de emisiones, existiendo en la actualidad más de 28.000 productos certificados respecto a su huella de carbono.

Riesgos reputacionales por invertir en empresas o productos no alineados con objetivos climáticos. A la fecha se registra el compromiso de instituciones e individuos de desinvertir US$2,6 billones en combustibles fósiles. Asimismo, datos recientes indican que el sector bancario percibe riesgos reputacionales relacionados con cambio climático como una fuente importante de riesgos y oportunidades.

Riesgos legales sobre posibles litigios por no haber gestionado bien el riesgo, no difundir información sobre como el cambio climático puede afectar el retorno de las inversiones o el efecto de dichos activos en las condiciones económicas, sociales y ambientales. Un antecedente en esta línea ocurrió en 1998 cuando la industria tabacalera en Estados Unidos firmó el Convenio de Acuerdo General donde se acordó el desembolso de US$207,5 miles de millones en compensación por los daños causados por sus productos. Hoy en día se están desarrollando una serie de precedentes en riesgos legales que afectan principalmente a industrias de combustibles fósiles.

Líderes mundiales incluyendo Barack Obama, el Gobernador del Banco de Inglaterra así como Ministros de Finanzas y Gobernadores de Bancos Centrales del G20 han expresado la necesidad de considerar los impactos del cambio climático en la estabilidad financiera. Estos impactos son complejos y el conocimiento es incipiente por lo que es necesario lograr un mejor entendimiento para lograr una transición apropiada hacia economías climáticamente sostenibles en donde exista un manejo planificado de riesgos climáticos. De hecho, este año en el Consejo de Estabilidad Financiera del G20 se formó unGrupo de Trabajo para la Divulgación de Información sobre Riesgos Climáticos con el objetivo de identificar el tipo de información que el mercado financiero requiere para manejar los riesgos climáticos.

Las cinco razones enumeradas ilustran vías en las que el cambio climático puede afectar el sistema financiero al resultar en activos abandonados. Estos activos pierden su valor de una forma acelerada o no anticipada, convirtiéndose en algunas instancias en pasivos. No obstante, el cambio climático no sólo trae consigo riesgos, sino que también genera nuevas oportunidades de negocio así como nichos donde es posible generar lealtad debido a liderazgo para reducir el riesgo y tener la vanguardia en el abordaje del tema.


Esta columna fue originalmente publicada en el Blog Cambio climático y sostenibilidad del Banco Interamericano de Desarrollo BID.

211 Replies to “Cinco formas en las que el cambio climático afecta el sistema financiero

  1. Pingback: Brand name viagra
  2. Pingback: generic cialis
  3. Pingback: cheap levitra
  4. Pingback: order vardenafil
  5. Pingback: cialis 20
  6. Pingback: cialis 5 mg
  7. Pingback: play casino
  8. Pingback: sildenafil online
  9. Pingback: tadalafil 20 mg
  10. Pingback: viagra 100mg tabs
  11. qasF2p Looking around I like to look around the online world, regularly I will go to Digg and follow thru

  12. visit site dice:

    your great post. Also, I ave shared your website in my social networks

  13. free mp3 dice:

    Merely wanna admit that this is very helpful, Thanks for taking your time to write this.

  14. just go to dice:

    Im thankful for the article post.Really thank you! Fantastic.

  15. You got a very good website, Glad I observed it through yahoo.

  16. DP-201 PDF dice:

    Major thankies for the blog article.Really looking forward to read more. Really Cool.

  17. Pingback: buy essays cheap
  18. The information and facts talked about within the write-up are several of the best obtainable

  19. Pingback: cialis
  20. credit sweep dice:

    Thanks for sharing, this is a fantastic post.Really thank you! Fantastic.

  21. superb post.Ne aer knew this, thanks for letting me know.

  22. Keep up the great writing. Visit my blog ?????? (Twyla)

  23. Thanks for the good writeup. It if truth be told was a amusement account it. Glance complex to far introduced agreeable from you! By the way, how could we be in contact?

  24. It as hard to discover knowledgeable folks on this subject, but you sound like you know what you are talking about! Thanks

  25. 먹튀 dice:

    You have mentioned very interesting points! ps decent internet site.

  26. This is one awesome blog article.Really thank you! Want more.

  27. I truly appreciate this blog.Much thanks again. Keep writing.

  28. This particular blog is definitely awesome and also amusing. I have picked up a bunch of interesting tips out of it. I ad love to go back over and over again. Thanks a lot!

  29. I think other web site proprietors should take this website as an model, very clean and magnificent user friendly style and design, as well as the content. You are an expert in this topic!

  30. Thank you for your post.Really thank you! Really Cool.

  31. visit dice:

    Wow, awesome blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your site is wonderful, as well as the content!

  32. Some really nice stuff on this website , I enjoy it.

  33. matka 420 dice:

    There are certainly a number of particulars like that to take into consideration. That is a great point to bring up.

  34. Way cool! Some very valid points! I appreciate you penning this article and the rest of the website is also very good.

  35. check out dice:

    Thanks again for the post. Keep writing.

  36. Thanks pertaining to discussing the following superb written content on your site. I ran into it on the search engines. I will check back again if you publish extra aricles.

  37. They are really convincing and can definitely work.

  38. Wow! This can be one particular of the most helpful blogs We have ever arrive across on this subject. Basically Magnificent. I am also an expert in this topic therefore I can understand your effort.

  39. Thank you a lot for sharing this with all folks you really recognise what you are talking about! Bookmarked. Please also talk over with my website =). We may have a link alternate contract among us!

  40. visit site dice:

    Thank you for sharing this very good piece. Very interesting ideas! (as always, btw)

  41. Many thanks for sharing this fine post. Very interesting ideas! (as always, btw)

  42. You have remarked very interesting details ! ps decent website.

  43. It as super page, I was looking for something like this

  44. Very informative article post.Thanks Again. Great.

  45. wow, awesome blog.Thanks Again. Really Cool.

  46. you can always count on search engine marketing if you want to promote products online.

  47. wonderful points altogether, you simply received a logo new reader. What might you suggest in regards to your submit that you made some days ago? Any positive?

  48. Voyance par mail tirage tarots gratuits en ligne

  49. Looking forward to reading more. Great article post.Really looking forward to read more. Great.

  50. You have brought up a very excellent points , appreciate it for the post.

  51. I went over this web site and I conceive you have a lot of great information, saved to bookmarks (:.

  52. tiffany and co outlet Secure Document Storage Advantages | West Coast Archives

  53. Wow, superb blog structure! How lengthy have you been blogging for? you make running a blog glance easy. The full glance of your web site is great, let alone the content!

  54. Your style is really unique in comparison to other folks I have read stuff from. Thank you for posting when you ave got the opportunity, Guess I all just book mark this page.

  55. This very blog is no doubt educating and also informative. I have picked helluva useful stuff out of this blog. I ad love to go back over and over again. Thanks!

  56. Incredible! This blog looks just like my old one! It as on a totally different subject but it has pretty much the same layout and design. Excellent choice of colors!

  57. It as wonderful that you are getting thoughts from this paragraph as well as from our dialogue made here.

  58. Thanks a lot for the blog article.Really looking forward to read more. Much obliged.

  59. This is really interesting, You are a very skilled blogger. I ave joined your feed and look forward to seeking more of your excellent post. Also, I have shared your website in my social networks!

  60. Just Browsing While I was surfing yesterday I noticed a great post concerning

  61. I simply could not depart your website prior to suggesting that I extremely enjoyed the standard info an individual supply on your guests? Is gonna be back frequently in order to inspect new posts

  62. Lovely website! I am loving it!! Will come back again. I am bookmarking your feeds also.

  63. get offer dice:

    The new Zune browser is surprisingly good, but not as good as the iPod as. It works well, but isn at as fast as Safari, and has a clunkier interface.

  64. go to dice:

    Im thankful for the blog post.Thanks Again. Really Cool.

  65. Really appreciate you sharing this article.Really looking forward to read more. Great.

  66. Respect to author, some fantastic entropy.

  67. What as up to all, I am also in fact keen of learning PHP programming, however I am new one, I forever used to examine content related to Personal home page programming.

  68. Thanks again for the blog post.Thanks Again. Want more.

  69. My brother suggested I might like this web site. He was entirely right. This post actually made my day.

  70. Thank you for your article post.Really thank you! Really Cool.

  71. to read more dice:

    There as definately a lot to learn about this issue. I love all the points you made.

  72. this website dice:

    Really appreciate you sharing this blog.Really thank you! Awesome. ventolin

  73. You made some good points there. I did a search on the subject matter and found most persons will approve with your website.

  74. Wow, superb blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your site is fantastic, let alone the content!

  75. Wow, that as what I was looking for, what a stuff! present here at this weblog, thanks admin of this site.

  76. Network Advertising is naturally quite well-known because it can earn you a great deal of dollars within a pretty short period of time..

  77. Would you be fascinated by exchanging hyperlinks?

  78. I went over this site and I conceive you have a lot of wonderful information, saved to favorites (:.

  79. Right now it seems like BlogEngine is the preferred blogging platform out there right now. (from what I ave read) Is that what you are using on your blog?

  80. Thorn of Girl Great information and facts might be located on this internet web site.

  81. This is really interesting, You are a very skilled blogger. I ave joined your rss feed and look forward to seeking more of your excellent post. Also, I ave shared your site in my social networks!

  82. Thank you for your article.Much thanks again. Keep writing.

  83. The new Zune browser is surprisingly good, but not as good as the iPod as. It works well, but isn at as fast as Safari, and has a clunkier interface.

  84. hat creator dice:

    Really enjoyed this blog.Really looking forward to read more. Want more.

  85. Thanks again for the blog post.Thanks Again. Awesome.

  86. That is a good tip especially to those new to the blogosphere. Brief but very precise info Thank you for sharing this one. A must read post!

  87. Thanks for sharing, this is a fantastic article.Really thank you! Much obliged.

  88. This blog is definitely awesome and besides factual. I have picked many interesting things out of this amazing blog. I ad love to go back again and again. Thanks!

  89. Thanks again for the blog article.Really looking forward to read more. Will read on

  90. Wow, amazing blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your website is wonderful, as well as the content!. Thanks For Your article about sex.

  91. Looking around I like to surf in various places on the web, often I will go to Digg and follow thru

  92. I think this is a real great article post.Much thanks again. Cool.

  93. very nice post, i certainly love this web site, carry on it

  94. Really wonderful info can be found on web site.

  95. Normally I do not read article on blogs, but I would like to say that this write-up very compelled me to check out and do it! Your writing style has been surprised me. Thanks, very nice article.

  96. Whoa! This blog looks exactly like my old one! It as on a totally different subject but it has pretty much the same layout and design. Superb choice of colors!

  97. What as up, just wanted to say, I liked this article. It was helpful. Keep on posting!|

  98. This is one awesome blog article.Much thanks again. Keep writing.

  99. magnificent issues altogether, you simply gained a new reader. What would you recommend about your put up that you simply made some days ago? Any certain?

  100. Im thankful for the blog post.Really thank you! Really Great.

  101. Usually I don at learn post on blogs, but I would like to say that this write-up very compelled me to take a look at and do it! Your writing style has been surprised me. Thank you, quite nice post.

  102. This website certainly has all of the information I wanted concerning this subject and didn at know who to ask.

  103. You ave made some decent points there. I checked on the net for more information about the issue and found most individuals will go along with your views on this site.

  104. This site really has all of the info I wanted about this subject and didn at know who to ask.

  105. Your posts customarily consist of a correct amount of truly up to date information. Everyplace accomplish you extend up with this? Emphatically declaring you are fantastically creative. Thanks again

  106. Thank you ever so for you post.Really looking forward to read more. Really Great.

  107. Way cool! Some extremely valid points! I appreciate you writing this write-up and also the rest of the website is also very good.

  108. Some genuinely excellent blog posts on this site, appreciate it for contribution.

  109. Simply wanna input that you have a very decent website , I like the style and design it actually stands out.

  110. Very good blog post. I certainly love this website. Keep it up!

  111. Say, you got a nice blog article.Thanks Again. Want more.

  112. These players are generally in one of the most storied and exciting programs in college

  113. This is a list of words, not an essay. you might be incompetent

  114. I went over this web site and I believe you have a lot of fantastic information, saved to fav (:.

  115. Thanks-a-mundo for the article.Really looking forward to read more.

  116. westendsm dice:

    simply shared this helpful info with us. Please stay us up to date like this.

  117. It as not that I want to duplicate your web site, but I really like the style. Could you let me know which design are you using? Or was it especially designed?

  118. Muchos Gracias for your blog.Really looking forward to read more. Fantastic.

  119. Wohh precisely what I was looking for, appreciate it for posting.

  120. Very good info. Lucky me I came across your website by chance (stumbleupon). I ave saved it for later!

  121. Really excellent information can be found on web blog.

  122. Pretty! This has been an incredibly wonderful post. Many thanks

  123. wow, awesome post.Thanks Again. Want more.

  124. I’а†ve recently started a blog, the info you offer on this web site has helped me tremendously. Thank you for all of your time & work.

  125. This is really interesting, You are a very skilled blogger. I ave joined your rss feed and look forward to seeking more of your fantastic post. Also, I have shared your site in my social networks!

  126. This blog was how do you say it? Relevant!! Finally I ave found something that helped me. Thanks a lot!

  127. You may have a very good layout for the blog i want it to utilize on my web site as well

  128. I really liked your blog.Really looking forward to read more. Want more.

  129. It as hard to come by knowledgeable people for this subject, but you seem like you know what you are talking about! Thanks

  130. Wow, awesome blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your website is wonderful, as well as the content!

  131. I truly appreciate this post. Much obliged.

  132. Wonderful blog! I found it while searching on Yahoo News. Do you have any tips on how to get listed in Yahoo News? I ave been trying for a while but I never seem to get there! Many thanks

  133. This is really interesting, You are a very skilled blogger. I have joined your feed and look forward to seeking more of your excellent post. Also, I ave shared your web site in my social networks!

  134. This is one awesome article.Thanks Again. Much obliged.

  135. Only wanna remark that you have a very nice site, I the layout it actually stands out.

  136. Muchos Gracias for your blog.Much thanks again. Fantastic.

  137. Some really interesting info , well written and generally user genial.

  138. Very nice post and right to the point. I am not sure if this is truly the best place to ask but do you folks have any thoughts on where to get some professional writers? Thx

  139. This is a really good tip especially to those new to the blogosphere. Short but very precise info Many thanks for sharing this one. A must read post!

  140. Mi scuso, ma, a mio parere, ? commettere un errore. Lo consiglio a discutere. Scrivere a me in PM.

  141. space to unravel my problem. May be that as you! Looking forward to look you.

  142. wow, awesome blog.Thanks Again. Keep writing.

  143. dewatogel dice:

    marc jacobs outlet store ??????30????????????????5??????????????? | ????????

  144. woh I am pleased to find this website through google.

  145. pretty useful stuff, overall I consider this is really worth a bookmark, thanks

  146. Pretty nice post. I just stumbled upon your weblog and wished to say that I ave really enjoyed browsing your blog posts. In any case I all be subscribing to your feed and I hope you write again soon!

  147. Wow! This could be one particular of the most beneficial blogs We have ever arrive across on this subject. Actually Wonderful. I am also a specialist in this topic so I can understand your hard work.

  148. Way cool! Some extremely valid points! I appreciate you writing this write-up and the rest of the website is also really good.

  149. Wanted to drop a comment and let you know your Feed isnt functioning today. I tried adding it to my Yahoo reader account but got nothing.

  150. Thanks for another great article. Where else may anybody get that kind of info in such a perfect means of writing? I have a presentation subsequent week, and I am on the look for such information.

  151. game virtual dice:

    is written by him as nobody else know such detailed about my problem.

  152. Tattoo Shops dice:

    prada ?аАТ’аЂа—?c?e?AаАТ’аЂа‰`???A?аАТ’аЂа ?E?аАТ’аЂа„?i?o ?O?e?A?? ?аАТ’аЂа—?c?e?AаАТ’аЂа‰`???A?аАТ’аЂа

  153. eastcasino dice:

    Thanks for another fantastic article. Where else could anybody get that type of info in such an ideal way of writing? I have a presentation next week, and I am on the look for such information.

  154. wow, awesome post.Thanks Again. Want more.

  155. giat rem cua dice:

    I really liked your article post.Really thank you! Really Cool.

  156. Looking forward to reading more. Great post.Much thanks again. Great.

  157. There is evidently a bundle to realize about this. I suppose you made various good points in features also.

  158. I value the blog.Really thank you! Great.

  159. read dice:

    Thanks again for the post.Thanks Again. Will read on

  160. brujosnearme dice:

    Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to

  161. your web hosting is OK? Not that I am complaining, but slow loading instances

  162. Thank you ever so for you article post.Really looking forward to read more. Want more.

  163. Looking forward to reading more. Great blog.Much thanks again. Will read on

  164. m88 asia dice:

    Major thanks for the blog post.Really looking forward to read more. Really Cool.

  165. agen bola dice:

    Wow, great blog post.Much thanks again. Keep writing.

  166. long time watcher and I just thought IaаАа’б‚Т€ТšаЂаŒаАа’б‚Т€ТžаБТžd drop by and say hi there there for your really initially time.

  167. slot online dice:

    Some really great posts on this website , regards for contribution.

  168. My brother suggested I might like this web site. He was totally right. This post actually made my day. You cann at imagine just how much time I had spent for this info! Thanks!

  169. You have made some really good points there. I checked on the net to learn more about the issue and found most people will go along with your views on this web site.|

  170. Wow! Thank you! I constantly needed to write on my website something like that. Can I implement a part of your post to my site?

  171. This is a good tip especially to those fresh to the blogosphere. Short but very precise info Appreciate your sharing this one. A must read post!

  172. online. Please let me know if you have any kind of suggestions or tips for new

  173. Looking forward to reading more. Great post.Much thanks again. Really Cool.

  174. Pingback: cialis oral
  175. Thank you ever so for you article post.Much thanks again. Awesome.

  176. Its hard to find good help I am constantnly saying that its difficult to find good help, but here is

  177. Way cool! Some extremely valid points! I appreciate you writing this article and also the rest of the website is also very good.

  178. There may be noticeably a bundle to find out about this. I assume you made sure nice points in features also.

  179. The Firefox updated tab comes up everytime i start firefox. What do i do to stop it?

  180. Thanks for sharing, this is a fantastic blog post.Much thanks again. Great.

Deja una respuesta

Tu dirección de correo electrónico no será publicada. Los campos obligatorios están marcados con *